Our Mission
To provide members with prompt, on-demand liquidity in support of housing, local community development and financial stability.
Our Values
Member-Focused
Collaborative
Diverse & Inclusive
Accountable
Results-Oriented
In recent months, a series of independent reports and studies have found what the Federal Home Loan Banks and our members have long known: that FHLBank funding leads to increased local lending activity, broad financial stability and a stronger nationwide network of neighborhood lenders..
New York, New York — The Federal Home Loan Bank of New York (“FHLBNY”) today released its unaudited financial highlights for the quarter and year ended December 31, 2025...
I am pleased to announce that, on February 19, 2026, our Board of Directors approved a dividend for the fourth quarter of 2025 of 7.60% (annualized). The dividend proceeds will be distributed to FHLBNY member financial institutions on February 20, 2026…
Homebuyers must work directly with members to access these programs.
Discover how the Federal Home Loan Bank System is advancing its mission to provide reliable liquidity and support housing affordability across the nation – with a record $1.2 billion committed to housing and economic development in 2024.
The past week was relatively devoid of high-impact data, and market direction was largely dictated by Mideast war news. The market’s pricing of the Fed, meanwhile, has shifted notably upward in the past month; please see herein for more information. The week ahead serves a busy slate of data, highlighted by the end-of-week monthly jobs report, generally considered the most influential datasets for markets. Note that next Friday is Good Friday and an early market close; we encourage members to connect with us on timing and best execution related to this timeframe. The Mideast war should continue to be the dominant driver of markets, and it is an uncertain dynamic. Indeed, prediction markets, as of Thursday, price the odds of a ceasefire by the end of April at ~”50-50”.
Back by popular demand, Frank Farone, Managing Director of Darling Consulting Group, returns to join us once again for an informative session focused on Liquidity and Asset/Liability Management. Frank will address key challenges and provide actionable strategies to help FHLBNY members stay resilient and take advantage of the new rate environment now and in the months/years to come.
We are now experiencing a “higher for longer” phase in the interest-rate cycle, accompanied by an inversion in the short-to medium terms followed by a steepening (see following chart). The Fed is still in a restrictive posture, but market expectations indicate a near-term easing, however, uncertainty surrounding the potential of future heightened growth leading to elevated inflation is causing steepening at the longer-end of the curve…
With a focus on diversity and inclusion, the FHLBNY views career development not as an expense but rather an investment. Explore our wide range of opportunities available to you.
Our credit products provide member financial institutions a reliable source of liquidity so they in turn can help meet the housing finance and credit needs of their communities.
As part of our mission, the FHLBNY is committed to providing affordable housing opportunities to families and communities through our member financial institutions.
