Publications Economic Perspectives Archives 12/11/2019 A Review of Housing Statistics at the End of 2019 Economic Perspectives Interest rates on adjustable- and fixed-rate mortgage loans have fallen by over a percentage point ...more 09/10/2019 Despite Yield-Curve Inversions, Recession Appears a Long Way Off Economic Perspectives Data compiled by realtor associations in New York and New Jersey indicate that the majority ...more 2019 2018 12/11/2019 A Review of Housing Statistics at the End of 2019 09/10/2019 Despite Yield-Curve Inversions, Recession Appears a Long Way Off 07/15/2019 Breaking the Record: U.S. Economic Expansion Enters Its Eleventh Year 05/20/2019 At the Quarter Pole: a Look at Housing Activity in New York and New Jersey 03/29/2019 A Broader Look at Housing Affordability 02/04/2019 Existing Home Sales in FHLBNY Area Held Up Better Than the Nation, Region in 2018 11/30/2018 Unemployment Not Only Falling, but also Narrowing Across the FHLBNY District 10/15/2018 Gauging Local Economic Performance Since the Great Recession 08/28/2018 Domestic Consumers: Bigger Savers Than Previously Thought 07/11/2018 Limited Supplies of Available Homes Locally Imply Sellers' Markets Will Prevail for Some Time 06/07/2018 Home Price Gains Depend on Location and Inflation; Too Early to Call a Top in Home Values 05/01/2018 Employment Conditions: As Goes the Nation, So Goes the FHLBNY District Member Advantage Archives 11/05/2019 Five Ways to Manage Your Balance Sheet in a Volatile Rate Environment Member Advantage The FHLBNY hosted “Food for Thought,” an evening that brought together leaders from both the ...more 07/31/2019 2019 FHLBNY Member Symposium Recap Member Advantage In the second quarter of 2019, we were proud to host our first-ever Member Symposium. ...more 2019 2018 2017 2016 2015 4Q19 Five Ways to Manage Your Balance Sheet in a Volatile Rate Environment 3Q19 2019 FHLBNY Member Symposium Recap 2Q19 Gain Valuable Flexibility in a Shifting Interest Rate & Operating Landscape 1Q19 Leverage Your Membership in 2019 3Q18 Board Election Updates and Solutions for Balance Sheet Management in a Rising Rate Environment 2Q18 Looking Back While Moving Forward 1Q18 Disaster Relief Program Grants Introduced 4Q17 A Strong Partner in the New Year 3Q17 Opportunities for Growth 2Q17 A Vital Source of Guidance 1Q17 The Reach of Our Housing Mission 3Q16 Last Month, S&P Global Ratings Issued a Report on the Federal Home Loan Bank System 4Q16 To Say That 2016 Was an “Interesting” Year Would Be an Understatement 2Q16 On May 6, Moody’s Investors Service Issued Credit Opinions on Both the FHLBNY and the Federal Home Loan Bank System 1Q16 Leveraging Your Relationship With the FHLBNY Can Be a Critical Component to Thriving in This Difficult Operating Environment. Please Read This Issue on How the FHLBNY is Here to Assist With All of Your Funding and Hedging Needs January 2015 Maximize Your Membership February 2015 Why Regulators are Still Focused on Interest Rate and Liquidity Risk March 2015 Ensure Borrowing Potential and Fill up Your Collateral "Tank" Today April 2015 The Pursuit of Growth and Partnership with the FHLBNY May 2015 Addressing Potential Risks with the Fixed-Rate Advance with a LIBOR Cap June 2015 How the Mortgage Partnership Finance® (MPF®) Program* Can Enhance Fee Income and Manage Interest Rate Risk July 2015 Balance Sheet Positioning in the Current Rate Environment August 2015 FHLBNY Municipal Letters of Credit (MULOCs) October 2015 Potential Funding Opportunities for a Persistent Low Rate Environment 4Q15 Consider the Many Ways in Which You Can Leverage Your Relationship With the FHLBNY